Thursday, May 31, 2012

Fees DROPPING for eligible FHA streamline refinances! http://ping.fm/45WCK
Fees DROPPING for eligible FHA streamline refinances! http://ping.fm/hr0jw

Wednesday, May 30, 2012

You Cannot Say Enough About Referrals. By Dan Polimino. http://ping.fm/8mIfF

Tuesday, May 29, 2012

You Cannot Say Enough About Referrals. By Dan Polimino. http://ping.fm/ZDbtT
You Cannot Say Enough About Referrals. By Dan Polimino. http://ping.fm/xpnft
Tips For Buying In A Seller's Market. By Dan Polimino. http://ping.fm/LKvDR

Tuesday, May 22, 2012

Tips For Buying In A Seller's Market. By Dan Polimino. http://ping.fm/TqCgK
Tips For Buying In A Seller's Market. By Dan Polimino. http://ping.fm/H7D4C
Lush - Yelp review of the week http://ping.fm/YEswk

Friday, May 18, 2012

Lush - Yelp review of the week http://ping.fm/72nkI
Lush - Yelp review of the week http://ping.fm/XTyYz
Happy Days Are Here Again. By Dan Polimino. http://ping.fm/f80Qw

Tuesday, May 15, 2012

Happy Days Are Here Again. By Dan Polimino. http://ping.fm/K1BkO
Happy Days Are Here Again. By Dan Polimino. http://ping.fm/Cx8bE
Pride Auto Care - Yelp review of the week http://ping.fm/HyaX8

Friday, May 11, 2012

Pride Auto Care - Yelp review of the week http://ping.fm/UNX3F
Pride Auto Care - Yelp review of the week http://ping.fm/s8GYw
Pride Auto Care - Yelp review of the week http://ping.fm/kenVN
D.I.S.C. By Dan Polimino. http://ping.fm/UKfnp

Tuesday, May 8, 2012

D.I.S.C. By Dan Polimino.

Chances are, if you own a business or you were ever an employee, you may have been asked to take a personality assessment. As an owner of Keller Williams Realty DTC and a partner of The Colorado Dream House Team, we often have the new recruits take a D.I.S.C. (Dominance, Influence, Steadiness, Conscientiousness) assessment test. It's a quick personality test that will tell me a lot about how someone communicates. I also get to know their likes, dislikes, and how I might relate to him or her.

After a short series of questions, the test is scored and an individual will come out either a "D," an "I," an "S," or a "C." However, it is more likely to result in a combination of two, three, or four of the personality traits. In most cases, a person tests to be dominant in one category more than another. Here is what each letter represents:
* Dominance: Direct to the point, decisive, and bottom line oriented.
* Influence: Optimistic and outgoing, often highly social.
* Steadiness: Empathetic and cooperative. Typically a team player; supportive, and helpful to others
* Conscientiousness: Concerned, cautious, and correct. These individuals are often focused on details and quality.

When I took the test, I came out as a "High D" with some "C's" on it. If you would ask my friends, I am all "D" with no "I," "S," or "C" in my gene pool. For the most part, that's accurate and reflects my personality since I am a very bottom line type of guy. So how does this apply or matter to people buying and selling homes?

We often talk about consumers making sure that they should have a good rapport with the agent they selected to represent them. My business partner Gary Lohrman and I often joke with costumers saying, "If you want a short and to the point conversation, then call Dan. If you want to talk about your day, the kids, or even the weather, then call Gary." You see, Gary is a "High I." He loves being social and that’s his DNA. In fact, if we could give each one of our customer a D.I.S.C test, we would. I am sure it would be an easier transaction for everyone because we would be able to match up the seller or buyer that best fits with either my personality or Gary's.

I know that this is not a "change the real estate market" kind of news, but it does give us great insight on how to relate to buyers and sellers so everyone has a pleasant experience. If you are a "High I" and have an agent that is a "High D," chances are, the two of you are having a tough time communicating.

Dan Polimino is an Owner/Broker with Keller Williams Realty DTC. He can be reached at dan@coloradodreamhouse.comand www.coloradodreamhouse.com/denverpost
D.I.S.C. By Dan Polimino. http://ping.fm/yANem
D.I.S.C. By Dan Polimino. http://ping.fm/H3qVY
Englewood Camera & Photo - Yelp review of the week http://ping.fm/Orwls

Saturday, May 5, 2012

Exclusive Natural Surroundings, Incredible Views and an Amazing Value in Roxborough!


http://coloradodreamhouse.com/featured/property.php?id=44Nestled between the dramatic red-rock formations of Roxborough Park, this spacious 3 bedroom home backs up to acres of open space! In step with these surroundings, warm oak hardwood floors brighten the sunny interior, window treatments and numerous built-ins. This home also features a central humidifier, a detail often missed in other homes in this price range!Call Dan Polimino at 303-522-1161 or Gary Lohrman at 303-829-5900 for a private showing.




Friday, May 4, 2012

Englewood Camera & Photo - Yelp review of the week http://ping.fm/BoLPH

Englewood Camera & Photo - Yelp review of the week

This week we are going to see Yelp reviews of Englewood Camera & Photo, located at 5855 S Broadway, Littleton, CO 80121. From Digital to Darkroom Englewood Camera brings you, "Everything Photographic!" Free 2 hour class and free digital prints with camera purchase. Their experts take the time to assist you in making a confident decision on your next photographic purchase. Whether you are looking for a new or used camera, lenses, an accessory, professional quality photofinishing, student photography supplies or a collectable, Englewood Camera & Photo have the variety you are searching for.

Few of the top reviews are given below:

Emily from Sarasota, FL says, "This place was great, the staff was really nice and offered a bunch of different options on how to print your photos and have allot of amazing supplies at a great price."

Randy from Littleton, CO says, "Just the best camera store I know of. Great cameras, lenses and more. I have purchased lenses, cameras, tripods and much more. They have great personal and friendly service, and good prices. A great location and business. I also referred them to a pro photographer and they did a great job liquidating his equipment. Trade-ins are very fair. Just a great store."

Geoffrey from Denver, CO says, "Englewood Camera is a family owned business staffed with a very knowledgeable and helpful group of photo enthusiast. It is a pleasure working with sales people who are driven to get you into the correct gear based on your photographic interests and skill level. The support after the purchase is unsurpassed as you are welcomed in as part of the family! Truly a photographic oasis for every level of photographer. Thanks for being my go to resource."
Englewood Camera & Photo - Yelp review of the week http://ping.fm/TbvKu
Exclusive Natural Surroundings, Incredible Views and an Amazing Value in Roxborough! http://ping.fm/QhYtl

Thursday, May 3, 2012

Exclusive Natural Surroundings, Incredible Views and an Amazing Value in Roxborough! http://ping.fm/SYLpg
Exclusive Natural Surroundings, Incredible Views and an Amazing Value in Roxborough! http://ping.fm/ofC07
The impact on your credit of marriage or divorce http://ping.fm/bSziH

The impact on your credit of marriage or divorce

As always, accurate information is critical to help you manage your finances. While we all know the importance of a good credit score, the many factors that determine a good credit score are often not understandable to the average consumer. When questions come up about what happens when a person gets married or divorced, I see a lot of myths and inaccurate information.

The experts at Advantage credit have done a great job addressing this subject. The best explanation I have seen on this is at http://ping.fm/YK18r under Yours, Mine and Ours: Marriage, divorce and credit.

Your questions and comments are always welcome.

Chip Allen
Crestline Mortgage Bankers
A Division of Universal Lending Corp
Direct: 303.947.2109
Fax: 303.987.0676
Loanchip@hotmail.com
Colorado Mortgage Broker License # 100019831
NMLS# 378621
Your Lender for Life!

When people you care about need a mortgage,
for purchase or refinance, please do not keep me a secret.
The impact on your credit of marriage or divorce http://ping.fm/GeW0x
The impact on your credit of marriage or divorce http://ping.fm/tOqiP
It's Not Much Fun Being A Buyer's Agent These Days. By Dan Polimino. http://ping.fm/V3jqn

Tuesday, May 1, 2012

It's Not Much Fun Being A Buyer's Agent These Days. By Dan Polimino.

Since the real estate market crashed in 2008, the best position to be in would have been a buyer's agent. After all, for the last five years, buyers have been in the driver's seat in Denver. They had the low interest rates, low prices, and plenty of choices in homes. Since there were so few of them, they could name their price and get it. In essence, they had all the power while the sellers had none, and boy did the sellers feel it.

Fast-forward to present day and it's a whole new world in Denver. Being a buyer's agent in Colorado is not much fun right now. If you are currently a real estate agent, you know what I am talking about. It's getting pretty hard to get a home under contract for the buyers that you are representing. At least 7 out of the last 10 buyers I had been working with got into multiple offer scenarios. The majority of homes we were trying to buy are getting two, three, or more offers at the same time. In the lower price ranges (300K and below) some sellers are getting higher than asking price and buyers are getting frustrated. It's not like the buyer can just move on to their second choice, because there is no second choice. There are so few homes on the market with more buyers everyday it's becomes a bidding war.

I looked at the stats from Metrolist for March 2011 versus March 2012. Two things jumped off the page: Firstly, inventory across the board for all price ranges was down 53.4 percent from March 2011; Secondly, when you look at how many "month's supply of homes" it fell down from 8.7 to 3.4. It's a competitive market.

For most of my career, I have been known as a seller's agent. My business partner Gary Lohrman and I usually represent 25-45 sellers at a time. We can easily handle these many properties because we have seven people on our team so the news above is music to our ears. What it means to us is that for the first time in five years as a seller's agent, we are finally on the right side of the equation. There's no more getting beat up by buyers and their agents. These days, we manage the multiple offers for our sellers and we get them the highest price possible. In some cases as I mentioned, we get over the asking price.

I have been waiting to say this for five years. I know some people are afraid to say it and still others disagree, but I am going to say it anyway... "IT'S NOW A SELLER'S MARKET in some of the price ranges!"

Dan Polimino is an Owner/Broker with Keller Williams Realty DTC. He can be reached at dan@coloradodreamhouse.com and www.coloradodreamhouse.com/denverpost
It's Not Much Fun Being A Buyer's Agent These Days. By Dan Polimino. http://ping.fm/hmPE7